TURNING POINT CREDIT REPAIR

Since 1999  " WE CARE for YOU "   $99.00 Spring Credit Report Clean-Up

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14 Reasons You should have Turning Point Credit Repair work on your Credit Report.

Don't Procrastinate Credit Repair

You  might think bad credit only keeps you from getting a credit card or  loan, but it goes further than that. Bad credit can leave you homeless,  with no car, and, even worse, jobless. That's because more and more  businesses are using your credit to make decisions about you. Still not  convinced it's time to get your credit act together? Here are 15 reasons  you should repair your credit.

1. Save money on interest

Low credit scores mean higher interest rates, and that means higher finance charges  on your credit card balances. Repairing your credit would allow you to  get a more competitive interest rate and cut back on the money you pay  in interest.
 

2. Stop paying high security deposits

Utility  service providers and even phone companies check your credit before  allowing you to establish service. To offset the risk of a default,  those service providers charge you a deposit. Making your payments on  time will allow you to get your deposit back. Improving your credit  score keeps you from having to pay the deposit all together.

3. Get a lower insurance rate        How Your Credit Score Affects Your Insurance Rate 

Believe  it or not, your credit history affects what you pay on insurance  premiums. This includes auto, life, and home insurance. A bad credit  history means you'll pay more for insurance than you would if you had  begun Credit Restoration /Repair.  

4. Stop paying cash for everything

If  you have bad credit, you'll have a hard time getting a credit card,  which means you'll end up paying cash for everything. It doesn't become a  nuisance until you need to do something like renting a car, where you  have to pay an extra deposit if you don't use a credit card.

5. Get a higher credit limit

Generally,  as you demonstrate you can pay your bill on time, your creditors will  increase your credit limit. But, before a credit card issuer increases  your credit limit, it checks your credit. A bad credit history might get  your credit limit cut, giving you less room to make purchases.

6. Stop debt collector harassment

Repairing  your credit includes paying off those debt collection accounts. Until  you do, you face relentless calls and letters from debt collectors.  While you can take action to stop debt collector calls,  collection accounts often move from one debt collector to another. When  a new collector gets your debt, you'll have to go through the process  of stopping the calls all over again.

7. Feel better about your credit score

After  you repair your credit, you won't have to be afraid of checking your  credit score or worse, having someone else check it. You can have  confidence knowing you have a healthy credit score.

8. Buy a new house

Homeownership  has always been the American Dream. Bad credit is the nightmare that  keeps you far away from that dream. Many banks won't lend you a mortgage  until you've repaired your credit. Those that will approve you with a  high interest rate that makes home ownership cost a lot more.

9. Rent an apartment

Not  only can bad credit keep you from buying a home, it can also keep you  from renting an apartment. Many landlords now check credit to determine  the probability that you'll be late on your rent. Bad credit could get  your rental application denied.

10. Buy a new (or newer) car

Auto  lenders are among the many businesses that check your credit before  lending to you. Without a good credit score, your auto loan application  could be denied leaving you to drive the same vehicle.

You  might think bad credit only keeps you from getting a credit card or  loan, but it goes further than that. Bad credit can leave you homeless,  carless, and, even worse, jobless. That's because more and more  businesses are using your credit to make decisions about you. Still not  convinced it's time to get your credit act together? Here are 15 reasons  you should repair your credit.

11. Get a job

Employers  check credit before deciding to hire you. Some government and financial  jobs are particularly curious to know about your financial history. A  bad credit history could cost you the job, or the promotion if you're  already employed.

12. Take some financial pressure off your spouse

When  one spouse has better credit than the other, the spouse with good  credit will be the one applying for the loans and credit cards.  Improving your credit will let you bear some of the credit-brunt rather  than placing it entirely on your spouse.

13. Stop relying on co-signers

When  you have bad credit, you'll often need others to co-sign for your loans  and credit cards. If you can find somemone to co-sign, you're putting  financial pressure on them but they don't receive any of the benefit.  Repairing your credit will save you the time and hassle of burdening  someone else with co-signatures.

14. Start your own business

Starting  a new business takes money, so many entrepreneurs rely on small  business loans to get their businesses of the ground. Bad credit can  keep you from getting the financing you need to start your new business.  You'll have to improve your credit before a bank will give you a loan.
 

Call Turning Point Credit Repair for help with your Credit Report.

Turning Point Credit Repair / Bob Opperman - CEO
            Cellular  201-214-2671
 

             Direct - 843-793-4292
             E-Fax   201-301-8887
 

    WRITE TO US AT turningpointcreditrepair@hotmail.com

                  Licensed by Turning Point Credit Repair - Formally Atlantic Repair LLC
   


How It Works

 

WHAT AND HOW DO WE HELP YOU WITH YOUR CREDIT PROBLEMS, BAD CREDIT SO YOU CAN GET YOUR PERSONAL LOANS, CARS, MORTGAGES

 


ONCE YOU CALL Turning Point Credit Repair

 Once you contact us we help you obtain your credit report from  the three major credit bureaus: TransUnion, Experian and Equifax for  FREE right through the Credit Bureaus at www.annualcreditreport.com       Since each client's Situation is different, we will go over your  information with you     regarding your particular circumstances for each item in question


    LET'S NOW SEE WHAT YOUR CREDIT SCORE ARE AND WHY

    ALL of our clients receive a personalized credit score     improvement analysis each month in the mail from the Credit Bureaus,  including targeted information that may     help to raise their credit scores.  In addition, you can call us and  if all lines are busy leave a message and I will call you back ASAP as  we are     available by phone, email, or website contact page to provide  helpful coaching and Information     regarding additional credit score work to be done

 

EVERY 45 DAYS YOU WILL RECEIVE MAIL FROM THE BUREAUS WHICH YOU MUST SEND  BACK TO US AS SOON AS YOU RECEVE IT SO WE CAN GO ON AND KEEP WORKING ON  YOUR REPORT

YOU CAN FAX THE MAIL TO 201-301-8887

or

E-MAIL THE COPIES TO turnngpointcreditrepair@hotmail.com


Copy this link and send it to everyone you know in your Social Media Network - https://turningpointcredit.wixsite.com/website


Why Us?

 Turning Point Credit Repair
 

Use our "One on One" Personal Service, "We Care for You".

There's no one we know that can offer this one time chance to help  yourself, your Family, and Yourself to the Credit and Respect your  deserve.

You can E-mail my office with any questions you may have to turningpointcreditrepair@hotmail.com
 

  Turning Point Credit Repair is a Credit Repair Service that costs much less and does more.
 

Most Companies charge between $900.00 & $1200.00 to set up an  account to fix your credit we don't. Our charges are way less then all  of the other companies and there's no monthly charges, one charge and we  will dispute your credit till your done.
$ 99 for a One Time Cleaning to raise your Scores or $ 400.00 One Time for a Year of Service ( Usually 4 Disputes)

Call our message line and leave your Telephone Number with a good time to call or Speak to us Direct. 

ALL CREDIT RESTORATION WORK IS DONE THROUGH COMPUTER COMMUNICATION ELECTRONICALLY.
Let's get you into a new Credit Life & The Respect your deserve.
 

You can call our Message Center at 1-843-793-4292 and leave a message with your contact information 24X7 or Call Bob at 201-214-2671 ( Mobile) from 8 A.M. to 6 P.M. Monday to Saturday
 

E-Mail with your Telephone number and a  good time to speak with you so we can begin. 11 Years of experience in  Credit Restoration is yours, don't miss this chance.  

 

WE ACCEPT - CREDIT AND DEBIT CARD PAYMENTS 


FORMALLY "Atlantic Repair LLC"



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Turning Point Credit Repair

Lakeland, Florida, United States

(201) 214-2671 To speak to Robert

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